Ricky is the founder of The Legacy Financial Group, a financial firm committed to helping families make wise, customized decisions that reflect the life they’re building, not just the money they’re saving.
Based in the Charlotte-metro area, Ricky partners primarily with nurses and healthcare professionals, guiding them through retirement planning, investment strategy, and income protection with clarity, honesty, and empathy.
He believes financial strategies should be simple, personal, and built to last...focused on relationships, not transactions.
Clients don’t just walk away with charts and numbers.
They walk away with a financial strategy…built around their goals, their family, and their future.
Ricky lives in North Carolina with his wife, Melissa, and their six children.
His mission is simple:
To help people live better lives today while building a legacy for tomorrow.

Melissa Dukes brings over 10 years of banking and finance experience, during which time she developed a strong foundation in client service, financial administration, account support, and day-to-day operational processes.
In her administrative role with The Legacy Financial Group, Melissa supports the firm’s client experience through organization, communication, scheduling, document coordination, and follow-through. Her background in banking gives her a practical understanding of how important accuracy, confidentiality, and responsiveness are when working with financial information.
Melissa is known for being dependable, detail-oriented, and service-focused. Her role helps ensure clients receive a smooth, organized, and professional experience from the first interaction through ongoing service.
When she's not wearing her admin hat, you can be sure to find her happily surrounded by her family, cooking up a delicious meal, or dreaming up new ways to build legacy-minded brands.

Meet Ricky and Melissa Dukes, who first crossed paths in high school and now share the joy of raising six wonderful kids. Ricky, the owner of The Legacy Financial Group, and Melissa bring over 20 years of combined experience in the financial industry to the table. Passionate about helping families secure their futures, Ricky and Melissa are focused on building a legacy that lasts, ensuring financial stability and prosperity for generations to come.
Their expertise and dedication make The Legacy Financial Group a trusted resource in their community.